Smoke and Mirrors – Results not Guaranteed
Let the buyer beware: At the heart of credit repair is a simply letter which just about anyone can scrawl. The results vary… but letter writing campaigns work, cost but a few stamps; and produce proven results. Pirate jokes aside credit repair companies all claim to have “The Map,” secret techniques providing amazing results. The prices for these “maps” (services) range from a few dollars for “how to” books and software to a thousand dollars plus (Nationwide Credit Alliance NCA) for the services of specialized repair companies. Results not guaranteed.

Credit repair has been receiving renewed interest since the mortgage crisis has been impacting borrowers’ credit scores. A plague it is, attacking good and bad alike. As a lender the credit questions use to be about minor credit blemishes, but today more serious issues like collections, charge offs, foreclosures and bankruptcies are the concern.

With good credit becoming key to loan qualification, countless borrowers are finding themselves in desperate situations and increasingly vulnerable to predatory lenders and credit repair scams. Many are willing to pay the fees for repair services… with the biggest question focusing on which program or service works best? As such California Online Magazine decided to investigate this important consumer service.

Raise Your Credit Score by an average of 127 points
www.NForc.com, one of the Nation’s leading credit repair companies has been advertising that their services improve bad credit scores by an average of 127 points in as little as 6 months. Fantastic results by anyone’s standards if documentable. So it was when we starting receiving their invitations to take a closer look at their program, and were introduced to Nationwide Credit Alliance NCA, we could not resist!