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WebMaster and Head Editor: Ed Wright Contact Ed: (909) 938-3777
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About Stewart Title Established in 1893, Stewart Title is a customer-oriented, technology-driven, strategically competitive, real estate information and transaction management company. Stewart provides title insurance and related services through more than 9,500 policy-issuing offices and agencies in the United States and several international markets.
Stewart Ratings and Financial Strength In January 2006, Stewart was named one of FORTUNE’s "America’s Most Admired Companies," ranked as number four on the "Mortgage Services" industry list. Stewart Title was the highest ranking (rated) Title Insurance Company on the list, receiving high marks for its use of corporate assets and financial soundness.
The company also remains on the Standard & Poor's SmallCap 600 list and the FORTUNE 1000 list of companies. In addition, Stewart information Services Corporation is included on the Russell 2000, 2500 and 3000 Value Indexes and the Russell 2000, 2500 and 3000 Indexes.
Stewart Title Guaranty Company is the primary underwriter for Stewart Information Services Corporation. Stewart Title Guaranty's 31 years of consecutive growth in reserves and surplus is unmatched in the title industry. Its outstanding financial performance has been recognized by the industry's foremost rating companies with the following impressive marks: Demotech, Inc. A" / Fitch Ratings A+ / LACE Financial A
Stewart Title of California Website: www.stcie.com
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Stewart Title of California Inland Empire Division
1901 Orange Tree Lane; Swt 200 Redlands, Ca. 92374
Robert "Bob" Benedict Sales Representative (909) 534-5262
Serving the Inland Empire communities of Rialto, Fontana, Colton, San Bernardino, Highland and Grand Terrace with over 30 years Title & Escrow Experience... if you have a question about your Title Insurance, Escrow or how your Real Estate Transaction should be handled, call Bob at (909) 534-5262 or in his office at (951) 276-2700
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What is title insurance, and why do I need it? Title insurance is an insurance policy that protects you against loss that could result from defects in the title of the property you are buying. The premium is paid only once and is good until the property?s ownership changes. Unlike most types of insurance which protect policyholders from future events, title insurance protects you against defects that could already exist.
What about Title Insurance? Title Insurance is usually obtained when real property is purchased. The policy of title insurance insures the owner and/or the lender of ownership of the property. There are various coverages afforded, but a basic policy insures that the buyer is the owner and that any lender shown on the policy is an "insured" lender. Many different types of extended coverages are available; for example, an ALTA policy is quite often required by institutional lender to afford them additional protection under the title insurance policy. The title policy is written after an extensive examination of the public record is made and the recording of the required documents as called for in the escrow. The title insurance policy fee is a one-time fee, paid at the close of escrow.
The determination of who pays for the policy is not uniform from county to county in California. In some counties, the buyer will pay while in others the seller will pay. In other counties the seller will pay for the lender’s title policy. But in almost every case, the question of who pays closing costs is a matter of agreement between the parties. Usually this agreement is based on the customary practice in your county or area. In the case of some FHA or VA transactions, the escrow officer must follow the guidelines as required by the lender and/or government. |
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Need To Open ESCROW

Or Simply Have a Few Questions...

Realtors, Buyers and Sellers, or if you are a "For Sale By Owner" (FSBO) and simply want the best Title and Escrow Service in Southern California, Call (909) 335-9868 and ask for "Nyna Ensign," and tell Nyna & Customer Service you are working with Bob Benedict for Title. |
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Escrow - What is Escrow? Very simply defined, an escrow is a deposit of funds, a deed or other instrument by one party for the delivery to another party upon completion of a particular condition or event. The California Escrow Law – Section 17003 of the Financial Code – provides the legal definition.
Escrow - Why Do I Need an Escrow? Whether you are the buyer, seller, lender or borrower, you want the assurance that no funds or property will change hands until ALL of the instructions in the transaction have been followed. The escrow holder has the obligation to safeguard the funds and/or documents while they are in the possession of the escrow holder, and to disburse funds and/or convey title only when all provisions of the escrow have been complied with.
More on Escrow: Click Here
3) Escrow – How Does it Work?
4) Who Chooses the Escrow?
5) What Do I Have to do while in Escrow?
6) What Can I do to Expedite the Closing of Escrow?
7) Escrow and Your New Loan
8) Escrow - What is a Closing Statement?
9) What Fees and Costs will be Charged?
10) What About Cancellation of my Escrow?
11) What about Title Insurance?
12) What about Property Taxes?
13) The Perfect Escrow - Does it Exist? |
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Full Copyright 2007 Ed Wright, and/or submitting content provider(s); All Rights Reserved |
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