Commercial Mortgages


	"The Wright Team" (909) 938-3777 or Office (800) 924-3613 "Your Personal Mortgage Consultant For Life"

	Commercial Mortgage Programs
	Pick the options you want... Take your pick, We can build the perfect loan for your situation; 15, 20, 30 and 40 Year Loan Programs... Including Interest Only Options!

Purchase & Refinance Loans

Your Perfect Loan Program; Central City Mortgage is registered with the DRE as a licensed Mortgage Banker / Broker and specializes in working with Real Estate Purchase, Refinance, Debt Consolidation and Investment Lending Programs. We work with all levels of credit and scores from “A Paper” to hard & private money lending. With Over 80% of Our Business Coming Directly From Realtor & Client Referrals We Have To Provide Better Rates, Programs and Service… So unlike the mega banks whose programs we offer via wholesale lines we are affiliated with, we can pretty much pick and choose the terms and options you want to build the loan program that best fits your goals and plans. We want to earn the right to become "Your Personal Mortgage Lender For Life."

Commercial Properties; Multi-Family (Over 4 Units), Apartment Buildings (Over 4 Units), Mixed-Use (Retail w/ Apartments, Strip Malls, Strip Centers, Office Buildings, Light Industrial / Warehouses, Commercial Condos; we have your purchase loan. Light documentation, easy-app programs with FICO Scores down to 620... Debt Coverage Ratios of 1.2 : 1 with 20% down, or refinance to 80% LTV. Maximum CLTV of 90% on Purchases & Refinances. Central City Mortgage still has "Stated Income" programs for self employed and W-2 employees.

"Easy-Qualification" Loan Amounts as low as $100,000 and up to $3,000,000 on Commercial and up to 5-Million on Mixed Use & Multi-Family with higher loan amounts available with increased documentation. Some properties will not qualify, such as properties that house businesses that work with hazardous materials and other highly specialized businesses and services. Escrows can close as fast as 5 to 6 weeks.

Blanket Mortgages and Higher Loan Amounts, 3-Million to 75-Million Commercial, Mixed-Use & Multi-Family Mortgage Purchase and Refinance Loans available with full documentation and individual property underwriting to assure the terms investors want.

Fixed Rate & Fixed Period Loans;

Central City Mortgage Offers Fixed Programs locked for 15, 20, 30, 40 years, most with interest only options. These loan programs provide some of the most secure, lowest possible payments of any commercial mortgage program available today.

The Wright Team also has numerous programs that are locked for 1, 3, 5, 7 or 10 years, can include the popular "Interest Only Option," and than convert to adjustable programs; amortized over 20, 30 or 40 years... allowing Real Estate Investors to stretch their buying dollars.

Adjustable Rate Loans

Central City also offers a broad range of adjustable rate mortgage programs, Hybrid ARMs, MTA, Balloons, and Interest Only programs; custom underwritten to optimize the program for each investors needs. Call to request more information.